Moving to a New State? Here’s How to Transfer Your Car Insurance and Registration
We’ve outlined the four steps you’ll need to take to change your car insurance policy and register your vehicle in a new state, as well as some of the simplest steps you can take to transfer your insurance and registration if you’re moving from one state to another.
Step 1: Finish your move
Failure to obtain new license, registration, and insurance documentation for your vehicle within the grace period may result in fines and further delay the process. Don’t cancel your old auto insurance policy before getting a new one; driving without coverage is illegal in many states.
Step 2: Purchase a new auto insurance policy
After relocating to a new state, you should start the process of transferring your vehicle’s insurance and registration documentation, as most states require proof of insurance before registering your vehicle. Changing your auto insurance policy should be your first step.
You may be able to stay with the same insurer
Consider switching insurers if you’re moving from a fault-based to a no-fault state; in some states, Personal Injury Protection insurance and other forms of coverage may be required. Call your insurance agent for a quote on your new rates and coverage.
Shop around to get the best rates
Auto insurance costs in each state, ordered from most to least expensive, for both full and minimum coverage. Just because one insurance company offered you great rates in your old state doesn’t mean they’ll be the cheapest in your new one. Compare coverage and quotes from the cheapest insurance companies in your state.
Purchase a new policy
After you’ve chosen an insurance company, call an agent and provide them with all of the necessary information, then set your policy to start the next day and make your first payment. Next, call your old insurer and request that your policy’s final date of coverage be set to the current day.
Step 3: Register your vehicle in your new state
You can register your vehicle and get a new license plate once you’ve obtained insurance coverage in your new state. In most states, you’ll need to submit your: License Proof of insurance Your vehicle’s title Additionally, you may need to provide proof of your identity and residency status. Documents that can be used to prove this information include:
Step 4: Apply for a new license
Finally, you’ll need to apply for a new driver’s license, which should be done at the same time and place as your vehicle registration, but you may need to travel to a different location to fill out this application and have your picture taken. Ask your registration attendant where you can apply for a new driver’s license, just as you did with your registration.
What do I need to do if I move to another state with my car?
Here are some steps you can take to transfer your car insurance and registration if you’re moving to a new state.
- Step 1: Complete your relocation.
- Step 2: Get a new auto insurance policy.
- Step 3: Register your vehicle in your new state.
- Step 4: Get a new driver’s license.
Do I need to return license plates in NY?
When you will not be using the registration, you must surrender the vehicle plates to the DMV, and you must surrender the vehicle plates to the DMV before your automobile liability insurance coverage lapses.
Will my car insurance cover me in another state?
Except in New South Wales, where you must purchase Green Slip coverage before driving, this coverage is included with your registration in every state and territory. For more information on how car insurance works in each state, see Car insurance in Australia.
Is it cheaper to tow a car or drive it?
There’s no denying it: renting a tow dolly or vehicle trailer is likely less than half the price of shipping a car. While there are other factors to consider, towing your car yourself is the most cost-effective way to get your car to your new home, and it’s the clear winner if saving money is your top priority.
What happens if you don’t return license plates in NY?
If you do not return your plates, your registration will be suspended, and your driver license may be suspended as well.
What do I do with my old NY license plates?
Your old plates are scrap metal, and you can recycle them at a scrap metal yard or recycling drop-off station near you; for more information, go to Recycle Right New York.
How do I return tags to DMV?
You can give up your plates permanently in one of two ways:
- Taking your plates to a customer service center
- Using DMV’s Online Plate Surrender to report the surrender of your plates. (You will not be eligible for a refund on the cost of registration fees for this vehicle.)
Do you have to tell car insurance if you move?
Although you are not required to change your car insurance when you move states, it is often a good idea for drivers to do so because insurance agents are typically licensed in only one state, and different states have different insurance coverage laws.
Do you have to update your car insurance when you move?
You’ll still need CTP insurance before you can register your vehicle, regardless of which state you’re moving to; alternatively, you can bundle your comprehensive car insurance with your new CTP insurance provider.
Do you have to tell insurance about moving?
If you move, you must notify your car insurance company, regardless of whether you are moving across town or to another state.
What is the best way to tow a car long distance?
Tow dollies are available for rent behind a U-Haul moving truck or behind your own tow capable vehicle. They are considered top of the line for vehicle towing and are a perfect low cost option to transport vehicles for either in-town or long distance moves.
Can a 10 foot U-Haul truck tow a car?
Customers who are moving a studio or one bedroom apartment use our 10ft moving truck (the smallest truck you can also tow your car behind). The 10ft truck is our smallest box truck rental available for long distance One-Way moves and local In-Town moves.
Is it hard to drive a U-Haul while towing a car?
Because you can’t check your blind spots as easily in a moving truck as you can in a passenger vehicle, lane changes and turns may be more difficult.